Black Diamond Homes

Find Your Perfect Home

We are a team of real estate professionals in the Indianapolis area that are ready to help you find your new home or sell your current property. Whatever your real estate goals we are here to help!

We developed landmark real estate projects that deliver lasting value to investors and communities.

How We’ll Market Your Home!

Our exclusive Home Marketing System

We can offer a complete marketing program that exposes a home for sale to more potential buyers. Our goal is to reach every possible buyer in every possible way.
Our Home Marketing System is designed to help you sell your home at the best possible price, for the most favorable terms, in the shortest period of time, with the least inconvenience to you. It provides wider exposure for your home, from complete internet presence to mass media and online advertising.

No one else has as comprehensive a program. Not only will we develop an effective pricing strategy for your home, but we will advertise and market your home more aggressively than anyone. If you’ve been told that setting a price and putting a sign in your yard is most of the work … and that a broker’s own website will do the rest, you’re not getting the effort you deserve.

Indianapolis Metro Market Analysis - January 2026

Current Mortgage Rates (As of January 22, 2026)

30-Year Fixed (Purchase)

6.05%

↓ -0.52% vs. 1 year ago

30-Year Fixed (Refinance)

6.32%

↓ -0.72% vs. 1 year ago

15-Year Fixed (Purchase)

5.52%

↓ -0.75% vs. 1 year ago

15-Year Fixed (Refinance)

5.49%

↓ -0.78% vs. 1 year ago

30-Year FHA

6.19%

↓ from 7.09% a year ago

30-Year VA

5.64%

↓ from 6.45% a year ago

Mortgage Rate Summary

Market Outlook: 30-year fixed rates hover around 6.05%, representing a decline from the elevated levels seen in 2025. Freddie Mac reports the lowest rates in over three years as of mid-January 2026.

Key Observation: While rates have improved significantly compared to January 2025 (which averaged 7.04%), they remain elevated compared to pandemic-era lows in the 2-3% range.

Expert Forecast: Fannie Mae's January 2026 Housing Forecast predicts rates will stabilize around 6.0% for most of 2026-2027.

Market Area	Current Median Price	12-Month Trend %	Trend Direction	Price Movement
Hamilton County	$465,000	-0.34%	↓ Declining	Essentially flat with slight downward pressure
Boone County	$704,760	-22.89%	↓ Declining	Significant 12-month decline
Lawrence Township (Marion Co.)	$285,000	+10.17%	↑ Appreciating	Strongest growth in study period
Washington Township (Marion Co.)	$391,500	-0.35%	↓ Declining	Essentially flat market
Carmel	$560,000	-0.37%	↓ Declining	Very stable with minimal movement
Fishers	$219,900	+6.54%	↑ Appreciating	Solid growth trajectory
Westfield	$466,283	+6.27%	↑ Appreciating	Positive momentum in 12-month period
Noblesville	$390,000	-2.41%	↓ Declining	Modest downward pressure
Zionsville	$727,000	-22.89%	↓ Declining	Significant 12-month decline
Whitestown	Insufficient data (0 sales in period)

Market Area	Current Avg $/SqFt	Median $/SqFt	12-Month Trend %	Analysis
Hamilton County	$285.88	$209.60	+7.18%	Per-sqft costs trending up despite flat median prices
Boone County	$280.94	$245.47	+8.02%	High variance between avg/median indicates mixed inventory
Lawrence Township (Marion Co.)	$166.28	$164.52	+3.60%	Most affordable per-sqft pricing in study group
Washington Township (Marion Co.)	$302.92	$208.23	+7.39%	Large variance suggests bifurcated market
Carmel	$252.90	$233.45	+8.18%	Steady appreciation in price per square foot
Fishers	$178.34	$170.44	-0.13%	Virtually unchanged on per-sqft basis
Westfield	$404.49	$209.58	+7.07%	Highest per-sqft average; strong appreciation trend
Noblesville	$199.24	$185.87	-0.08%	Essentially flat on per-sqft pricing
Zionsville	$280.53	$246.89	+8.02%	Strong per-sqft appreciation despite declining median
Whitestown	Insufficient data available

Market Area	Avg Days on Market	Median Days on Market	12-Month Trend	Market Activity
Hamilton County	33.6 days	12.0 days	+7.06 days	Strong buyer demand; median suggests quick sales
Boone County	31.9 days	9.0 days	-14.33 days	Improving market efficiency; faster turnover
Lawrence Township (Marion Co.)	31.2 days	13.0 days	+13.07 days	Longest median DOM in dataset; slower market
Washington Township (Marion Co.)	35.7 days	13.0 days	+7.23 days	Longest average DOM; largest variance from median
Carmel	24.6 days	7.0 days	+15.56 days	Fastest moving market; strong buyer competition
Fishers	46.4 days	18.0 days	-168.5 days	Extremely limited sample (43 sales); high volatility
Westfield	39.4 days	15.0 days	+10.30 days	Moderate DOM; some properties linger longer
Noblesville	35.1 days	15.0 days	+9.16 days	Moderate activity with some slower-moving inventory
Zionsville	35.2 days	9.0 days	-14.33 days	Improving efficiency; faster sales velocity
Whitestown	No sales data available

Market Area	Listings Sold (12mo)	Active Listings (Current)	Expired Listings (All)	Market Dynamics
Hamilton County	4,408	536	610	Highest volume market; 1.1x active-to-expired ratio
Boone County	515	39	68	Lower volume; 0.57x active-to-expired ratio
Lawrence Township (Marion Co.)	1,429	202	256	Second highest volume; balanced inventory
Washington Township (Marion Co.)	3,321	434	565	Very strong market; 0.77x active-to-expired ratio
Carmel	1,440	136	213	Moderate volume; 0.64x active-to-expired ratio
Fishers	43	2	2	⚠️ Critically limited sample size; caution with analysis
Westfield	1,471	198	193	Strong volume; 1.03x active-to-expired ratio (best)
Noblesville	1,391	188	192	Solid volume; 0.98x active-to-expired ratio
Zionsville	562	52	73	Moderate volume; 0.71x active-to-expired ratio
Whitestown	No transactions in 12-month period

Market Area	Total Concessions Paid	Sales with Concessions	% of Sales with Concessions	Buyer Power Indicator
Hamilton County	$9,942,683	1,448	32.85%	Moderate buyer leverage
Boone County	$896,519	131	25.44%	Lower concession rate; seller's market
Lawrence Township (Marion Co.)	$3,262,559	599	41.92%	Highest concession %; buyer leverage peak
Washington Township (Marion Co.)	$7,093,913	1,133	34.12%	Moderate to high buyer leverage
Carmel	$2,571,891	351	24.38%	Lower concessions; balanced market
Fishers	$34,889	12	27.91%	Limited sample; not representative
Westfield	$3,841,391	522	35.49%	Above-average buyer leverage
Noblesville	$3,407,346	542	38.96%	High buyer leverage; many concessions
Zionsville	$955,715	145	25.80%	Lower concession rate; seller strength
Whitestown	No concession data available

📊 Key Data Notes:

Fishers: Only 43 sales in 12-month period (2 active, 2 expired) - data should be treated as preliminary and not representative of broader market trends.
Whitestown: Zero sales recorded in the dataset period - insufficient data for analysis.
Lawrence Township: Shows strongest price appreciation (+10.17%) despite highest concession rate (41.92%), suggesting mixed inventory characteristics.
Boone County & Zionsville: Significant 12-month median price declines (-22.89%) offset by positive price-per-sqft appreciation, indicating shift in property mix.
Carmel: Fastest market turnover (24.6 days avg; 7 days median) with lowest concession rate (24.38%) - strongest seller's market conditions.
Concessions Interpretation: Higher percentages indicate stronger buyer negotiating power; lower percentages suggest seller advantages and reduced inventory pressure.

Deb did an exceptional job selling our home. She worked with us in getting the house ready to sell and then had an open house. She kept us informed of every showing and comments. What could have been a complicated sale Deb made easy. Can’t say enough about her attention to detail. We truly appreciated her successful efforts. Thank you again.

Tom M.

Deb was great. Helpful with the anxieties that can go along with first time home buying.

Shea & Courtney

“Kacie Taylor made selling our house an incredibly smooth process. We couldn’t have done it without her.”

Mandy S.

“Kacie has this ability to calm me with logic and options. I never felt pressured by her only supported. Her ability to guide us through this was truly a skill.”